Terms of Use

Last Updated: October 15, 2026

Acceptance of the Terms of Use

These terms of use are entered into by and between you and Senterra LLC, a Texas limited liability company (“Company,” “we,” or “us“). The following terms and conditions (collectively, “Terms of Use“), govern your access to and use of www.senterra.com, including any content or functionality offered on or through www.senterra.com (the “Website“). These Terms of Use apply only to the Website. Companies in which the Company has invested, such as DefensiveDriving.com, operate their own websites under their own terms and privacy policies.

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found at https://www.senterra.com/privacy/ incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

The Website is intended only for users who are 18 years of age or older and located in the United States. By using this Website, you represent and warrant that you are at least 18 years of age and will use the Website only for lawful purposes. If you do not meet all of these requirements, you must not access or use the Website.

Changes to the Terms of Use

We may revise these Terms of Use from time to time. Revised Terms of Use are effective when posted with an updated “Last Updated” date, and we will provide notice of material changes by posting on the Website. Changes apply only prospectively, and no change to the Dispute Resolution; Arbitration section will apply to any dispute of which we had notice before the change was posted. Your continued use of the Website after revised Terms of Use are posted means that you accept the changes.

Accessing the Website

We reserve the right to withdraw or amend this Website, or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period.

It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide through the use of any interactive features on the Website, is governed by our Privacy Policy https://www.senterra.com/privacy/, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website in violation of (i) the Terms of Use or (ii) the intellectual property rights of the Company.

You must not:

· Modify copies of any materials from this site.

· Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

· Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.

You must not access or use for any commercial purposes any part of the Website.

No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.

Trademarks

The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

· In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United States or other countries).

· To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website, or expose them to liability.

Additionally, you agree not to:

· Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent.

· Use any device, software, or routine that interferes with the proper working of the Website.

· Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

· Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

· Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

· Otherwise attempt to interfere with the proper working of the Website.

· Use any robot, spider, scraper, or other automated means to access, copy, or collect data from the Website.

· Use the Website or its content to develop, train, or improve any artificial intelligence or machine learning model.

Reliance on Information Posted

The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

No Offer of Securities; No Investment Advice

The Website is provided for general informational purposes only. Nothing on the Website constitutes an offer to sell, or a solicitation of an offer to buy, any security, interest in any fund, or other investment product, or a recommendation regarding any investment. Any such offer, if made, will be made only by means of definitive offering documents to eligible investors in accordance with applicable law. Nothing on the Website constitutes investment, legal, tax, or accounting advice. Past performance is not indicative of future results. Statements on the Website regarding future events or expectations are forward-looking statements that involve risks and uncertainties, and actual results may differ materially.

Submissions; No Confidentiality

Any information, business plan, investment opportunity, idea, or other material you submit through the Website or otherwise send to us without a signed confidentiality agreement (“Submissions”) is provided voluntarily and is not confidential. Submitting information does not create any advisory, fiduciary, agency, or other relationship between you and the Company, and the Company has no obligation to review, respond to, or act on any Submission. You acknowledge that the Company may evaluate and invest in opportunities and companies that are similar to or competitive with any Submission, and that the Company will have no liability to you in connection with any Submission. You represent that you have the right to provide any Submission and that it does not violate any confidentiality obligation or third-party right.

Portfolio Company Information

Names, logos, and descriptions of companies in which the Company has invested are provided for informational purposes only, are the property of their respective owners, and are current only as of the date indicated or the date posted. Their appearance does not constitute an endorsement, and they should not be relied upon as representative of the Company’s overall investment results.

Changes to the Website

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

Information About You and Your Visits to the Website

All information we collect on this Website is subject to our Privacy Policy. https://www.senterra.com/privacy

By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

Links from the Website

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

TO THE FULLEST EXTENT PROVIDED BY LAW, THE TOTAL AGGREGATE LIABILITY OF THE COMPANY AND ITS AFFILIATES ARISING OUT OF OR RELATING TO THE WEBSITE OR THESE TERMS OF USE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00). THESE LIMITATIONS ARE AN ESSENTIAL BASIS OF THE BARGAIN.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website. The Company may, at your expense, assume the exclusive defense and control of any matter subject to indemnification by you, and you will cooperate with the Company and not settle any such matter without the Company’s prior written consent.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Texas without giving effect to any choice or conflict of law provision or rule (whether of the State of Texas or any other jurisdiction).

Subject to the Dispute Resolution; Arbitration section below, any legal suit, action, or proceeding arising out of or related to these Terms of Use or the Website shall be instituted exclusively in the state or federal courts located in Harris County, Texas, and you waive any objection to jurisdiction and venue in such courts.

Dispute Resolution; Arbitration; Class Action and Jury Waiver

You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms of Use or the Website (a “Dispute”) shall be resolved by binding, individual arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect, except that either party may bring an individual Dispute in small claims court and either party may seek injunctive relief in court to protect its intellectual property. This section is governed by the Federal Arbitration Act. Any hearing will take place in Harris County, Texas, or, at your election, by video conference or on written submissions. The arbitrator shall decide all questions of arbitrability, except that a court shall decide the enforceability of the class action waiver. Fees shall be allocated under the AAA Consumer Arbitration Rules. Before initiating arbitration, the claiming party must send written notice of the Dispute, and the parties shall negotiate in good faith for sixty (60) days, during which limitations periods are tolled. If twenty-five (25) or more similar demands are filed by or with the assistance of the same or coordinated counsel, they shall be administered in batches. YOU AND THE COMPANY EACH WAIVE ANY RIGHT TO A JURY TRIAL AND AGREE THAT DISPUTES WILL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS AND NOT IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. If the class action waiver is found unenforceable as to a Dispute, that Dispute shall proceed in the courts described in the Governing Law and Jurisdiction section. You may opt out of this section by sending written notice to privacypolicy@senterra.com within thirty (30) days after you first use the Website.

Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Assignment; Survival

You may not assign these Terms of Use without the Company’s prior written consent. The Company may assign these Terms of Use without your consent, including in connection with a merger, acquisition, reorganization, or sale of assets. The provisions relating to intellectual property, submissions, disclaimers, limitation of liability, indemnification, governing law, and dispute resolution survive any termination of your use of the Website.

Entire Agreement

The Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and Senterra LLC regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

Your Comments and Concerns

This website is operated by Senterra LLC located at 1300 Post Oak Blvd, Suite 1200, Houston, TX 77056.

All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: privacypolicy@senterra.com.

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